Senior Credit Risk Specialist

Lead and oversee distressed loan risk management for complex corporate and investor exposures, delivering recovery strategies within legal and regulatory frameworks.

• You manage complex corporate and investor engagements in high-risk lending involving distressed loans, including restructurings, forbearance arrangements, and recovery actions.

• You develop results-oriented concepts for consensual or enforced debt recovery, considering legal and economic factors.

• You utilize available discretion and competencies in negotiation and actively shape contractual agreements within distress loan management.

• You represent the bank in lending consortia, creditor committees or meetings and support the implementation of enforcement measures.

• You maintain and review claims and collateral, assess them from realisation and risk provisioning perspectives, and execute collateral disposal as needed.

• You support the team as an internal point of contact for technical issues and contribute to reporting and quality assurance.

• You contribute to the ongoing development of processes in credit risk management with a focus on quality and efficiency.

• You hold a completed banking apprenticeship and/or a comparable qualification, or a degree in law, with professional experience in managing distressed loans and insolvencies.

• Strong knowledge of the legal and regulatory framework governing lending.

• Analytical thinking, strong coordination skills, a process-oriented approach, and effective self-management.

• Reliability, resilience, and a high sense of responsibility.

• Balanced work-life with flexible hours and remote work options.

• 30 vacation days, two additional bank holidays, special leave for certain events, plus unpaid leave.

• Option of paid leave within a lifetime working time account.

• Active health management: fitness resources, digital classes, health checks, and mobile massage.

• Bike leasing and travel subsidies, plus employee discounts and meal allowances.

• Tailored professional development opportunities.